How to Fund a Crypto Card from Binance, Coinbase, Kraken and Other Exchanges
How to fund a crypto card from Binance, Coinbase, Kraken or any exchange: create a deposit request, withdraw USDT on the right network and avoid mistakes.
To fund a crypto card from an exchange, create a deposit request in your card account, copy the address it shows, then withdraw that exact coin on that exact network from your exchange. The two things that go wrong most often are choosing the wrong network and sending too little after the exchange's withdrawal fee. Exchange menus and fees differ, so treat the steps below as a pattern and confirm each detail on screen.
Before you fund a crypto card from Binance or another exchange
A few checks save most of the trouble:
- Confirm your email in the card account. On USDT Crypto Card, a confirmed email is required before you can deposit or issue and fund cards.
- Know which asset you'll send. USDT Crypto Card accepts 10 assets: BTC, ETH, SOL, USDT (ERC-20), BNB, TRX, POL, LTC, AVAX and ARB. Every deposit is converted to USDT and your balance is always held in USDT, 1:1 with the US dollar.
- Check your exchange's withdrawal status. New accounts, new devices, password changes or new withdrawal addresses can trigger a temporary withdrawal hold on many exchanges.
- Have your exchange 2FA ready. Most exchanges ask for an authenticator code, email confirmation or both before releasing a withdrawal.
Step 1: Create the deposit request
In the dashboard, open the deposit window, pick the coin you'll send and enter the dollar amount. You'll see:
- the deposit address,
- the network (for example, USDT on ERC-20, the Ethereum network),
- the amount of crypto to send, calculated at the current rate.
Deposit requests on USDT Crypto Card expire after 1 hour. Create the request when you're ready to withdraw, not hours before, so the rate and the address window are still valid when your coins arrive.
Step 2: Withdraw USDT to your card from the exchange
Exchanges use different words for the same thing, such as "Withdraw", "Send" or "Transfer". The pattern is almost always:
- Go to your wallet or assets page and choose Withdraw or Send.
- Select the coin (for example, USDT).
- Paste the deposit address. Copy it from the dashboard; don't type it by hand.
- Select the network. This must match the network shown in your deposit request.
- Enter the amount.
- Review the fee and the amount you'll receive.
- Confirm with 2FA or email.
Binance
On Binance, withdrawals start from the wallet overview. After choosing the coin and pasting the address, Binance usually lists several networks for the same coin and may suggest one automatically based on the address format. For USDT to USDT Crypto Card, select the Ethereum (ERC-20) option, not Tron, BNB Smart Chain or another chain that happens to accept a similar-looking address. Binance shows the network fee and the amount you'll receive before you confirm.
Coinbase
On Coinbase, the "Send" flow lets you choose the asset, paste an address and pick a network where more than one is supported. Some assets are only offered on certain networks there, and the list changes over time. If the network you need isn't offered, don't substitute another one. Choose a different supported asset instead, or use another exchange.
Kraken
On Kraken, you usually add a withdrawal address before you can send to it, choosing the coin and the withdrawal method (network) when you save it. That saved address is then tied to that network. Some exchanges, Kraken included, may also apply a confirmation step or delay to newly added addresses, which can matter when your deposit request expires after an hour.
Other exchanges
OKX, Bybit, KuCoin, Bitget and most other exchanges follow the same pattern. The labels differ, but the critical choices are always the coin, the network and the amount. These menus change often, so if something on screen doesn't match this guide, trust what the exchange and the deposit screen show you.
Step 3: Pick the right network
The network is the blockchain that carries your transfer. The same coin can exist on several networks, and the networks are not interchangeable.
| Asset | Network USDT Crypto Card uses |
|---|---|
| USDT | ERC-20 (Ethereum) |
| ETH | Ethereum |
| BTC | Bitcoin |
| SOL | Solana |
| BNB | BEP-20 (BNB Smart Chain) |
| TRX | Tron |
| POL | Polygon |
| LTC | Litecoin |
| AVAX | Avalanche C-Chain |
| ARB | Arbitrum One |
The deposit screen is always the final word. If your exchange offers a different network for the coin you picked, don't send. Funds sent on the wrong network may be lost or take a long, uncertain recovery process, if recovery is possible at all.
A common example: many people hold USDT on Tron (TRC-20) because it's cheap to move, but USDT Crypto Card accepts USDT only on ERC-20. If your USDT sits on an exchange, withdraw it on the Ethereum network instead. Our guide on USDT ERC-20 vs TRC-20 explains the difference.
Step 4: Get the amount right
Exchanges handle fees in two ways:
- The fee is deducted from the amount you enter. You type 100 USDT and the recipient gets 100 minus the fee.
- The fee is added on top. You type 100 USDT and 100 arrives, with the fee charged separately.
Look at the "you will receive" or "receive amount" line before confirming. The amount that arrives should match the crypto amount in your deposit request. If the exchange deducts its fee, increase what you send so the amount received isn't short.
Withdrawal fees are set by each exchange and change with network conditions, so check the current fee on screen. If you're trying to keep costs down, see the cheapest network to send USDT and other crypto.
Step 5: Wait for confirmations
After you confirm, the exchange broadcasts the transaction, sometimes after an internal review. The network then needs a number of confirmations before the deposit is credited. How long that takes depends on the blockchain and how busy it is.
Most exchanges show a transaction ID (TxID or hash) once the withdrawal is sent. Keep it. If anything looks delayed, the TxID lets you check the transaction on a block explorer and gives support what it needs. Support on USDT Crypto Card is handled through tickets in your dashboard.
Once credited, your balance shows in USDT. You can then issue a card ($1 per card, minimum load $50) or top up an existing card from your balance for free, with a $10 minimum.
Exchange questions about the destination
Some exchanges ask extra questions when you withdraw, such as whether the address belongs to you, to another person or to a service, and sometimes the name of the receiving platform. These questions come from rules that require exchanges to collect information about some transfers. Answer accurately. The destination here is a card service, not your own self-custody wallet.
Common mistakes and how to avoid them
- Wrong network. The single most expensive mistake. Match the network to the deposit screen every time.
- Short amount. Forgetting that the exchange deducted its fee.
- Expired request. Starting the withdrawal hours after creating the deposit request, or getting stuck in an exchange review. Create a fresh request if yours has expired.
- Copy-paste errors. Check the first and last characters of the address after pasting. Some malware swaps addresses in your clipboard.
- Tiny deposits. Network and exchange fees are often flat, so they eat a bigger share of small amounts. On USDT Crypto Card, deposits under $300 also carry a 2% fee, and deposits of $300 or more carry none.
Funding from a personal wallet instead
If your crypto sits in a self-custody wallet rather than an exchange, the process is the same: copy the address, choose the coin on the correct network, check the amount and fee, and send. You'll pay the network fee in the chain's native coin (for example, ETH for an ERC-20 transfer), so keep a little of it in the wallet.
When you're ready, open an account, confirm your email and review the deposit options in the funding section.
Frequently asked questions
Can I send USDT from Binance to a crypto card?
Yes, as long as you withdraw on the network the card's deposit screen shows. For USDT Crypto Card, that's USDT on ERC-20 (Ethereum). Choose that network in Binance's withdrawal form and check the amount you'll receive.
Which network should I choose when withdrawing USDT?
The one shown on your deposit request. USDT Crypto Card takes USDT only on ERC-20. Sending USDT on Tron, BNB Smart Chain or another network to that address can lose the funds.
Why hasn't my deposit arrived yet?
The exchange may still be reviewing the withdrawal, or the network may be waiting for confirmations. Check the TxID on a block explorer. If it's confirmed and still not credited, open a ticket in your dashboard with the TxID.
What happens if my deposit request expires?
Deposit requests expire after 1 hour. If you haven't sent yet, create a new request and use the details it shows. If you already sent, open a support ticket with the transaction ID.
Does the exchange fee count toward my deposit?
No. The exchange fee is the exchange's charge, and what matters is the amount that reaches the deposit address. If that's less than the crypto amount in your request, crediting can be delayed or need a support ticket. If your exchange deducts its fee from the amount you enter, send a little more so the received amount matches.
