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Field notes on spending crypto

Plain-language guides to crypto cards: how they work, what they cost and how to keep your account safe.

  • 30 articles
  • 6 topics
FeaturedBasics

What Is a No-KYC Virtual Card and How Does It Work?

A no-KYC virtual card is a prepaid Visa or Mastercard you open without ID documents and fund with crypto. Here is how it works, what it costs and where its limits are.

  • 8 min read

All articles

  1. SpendingHow to Spend USDT in Everyday Life with a Virtual CardYou can spend USDT anywhere that takes Visa or Mastercard by loading it onto a crypto virtual card. Here is how the conversion, checkout and mobile payments work.7 min read
  2. FeesCrypto Card Fees Explained: Issuance, Top-Up and Per-Transaction FeesCrypto card costs come from three places (creating the card, funding it and using it) plus blockchain network fees. Learn what each fee is and how to estimate your real cost.8 min read
  3. SpendingHow to Add a Crypto Card to Apple Pay and Google PayAdd a crypto virtual card to Apple Pay or Google Pay by entering its card details in your phone's wallet. Step-by-step setup, the right BIN to choose, and fixes when it fails.7 min read
  4. BasicsWhat Is a BIN Number and Why It Changes Card Approval RatesA BIN is the first six digits of a card number and identifies the issuer and card type. Learn how merchants use BINs, why approval rates differ, and how to choose one.7 min read
  5. BusinessVirtual Cards for Meta, Google and TikTok Ads: Avoiding Payment DeclinesWhy ad platform payments get declined, and how virtual cards help you separate budgets per ad account, choose the right BIN and keep campaigns running within the platforms' rules.8 min read
  6. DepositsUSDT on Ethereum (ERC-20) vs TRON (TRC-20): What to Know Before You DepositERC-20 and TRC-20 USDT are the same stablecoin on two different blockchains. Learn how they differ in fees, speed and addresses, and how to avoid sending USDT on the wrong network.7 min read
  7. SecuritySecuring Your Crypto Card Account: Seed Phrase and 2FA in PracticeA practical guide to protecting a seed-phrase crypto card account: storing your seed, setting up an authenticator app, keeping backup codes and spotting phishing.8 min read
  8. BasicsVirtual vs Physical Crypto Card: Which One Should You Choose?Virtual crypto cards are instant, cheap and easy to replace; physical cards work where phones can't. Compare cost, privacy, security and acceptance to pick the right one.7 min read
  9. SpendingDisposable Virtual Cards for Subscriptions and Free TrialsUse a separate virtual card for each subscription or free trial to keep your main details private, cap what each service can charge and stop unwanted renewals cleanly.7 min read
  10. SpendingHow to Pay with Crypto Online Without a Bank AccountPay with crypto online at any store that takes Visa or Mastercard, with no bank account in between. The options, the steps and the costs, explained plainly.7 min read
  11. BasicsCrypto Prepaid Card vs Crypto Debit Card vs Credit Card: The Real DifferencesA crypto prepaid card spends a balance you load first; a crypto debit card sells coins as you pay; a credit card lends you money. How each works, who it suits.7 min read
  12. SpendingBitcoin Card: How to Spend BTC with a Virtual CardA bitcoin card lets you spend BTC anywhere Visa or Mastercard is accepted. How deposits convert, how long confirmations take, the fees and mistakes to avoid.7 min read
  13. SpendingSolana Card: How to Spend SOL with a Virtual CardA Solana card turns SOL into a dollar balance you spend with a virtual Visa or Mastercard. The steps, fees, confirmation times and mistakes to avoid with SOL.7 min read
  14. DepositsCrypto to USD Card Balance: How a Top-Up Converts Your CoinsCrypto to USD card top-ups explained: how the exchange rate is set, where spreads and slippage hide, why confirmations matter and how to keep more dollars.8 min read
  15. Security3D Secure on Virtual Cards Explained: What It Is and Where to Find Your Code3D Secure on a virtual card is the extra check some checkouts ask for. What Visa Secure and Mastercard ID Check do, why codes appear and where to find them.7 min read
  16. SpendingWhy Was My Virtual Card Declined? Common Reasons and FixesVirtual card declined online? The usual causes are card balance, limits, 3D Secure, BIN or prepaid rules and merchant risk checks. How to find and fix them.8 min read
  17. SpendingCrypto Card for Travel: Booking Hotels, Flights and Car RentalsA crypto card for travel suits flights and prepaid hotels, less so deposits and car rentals. How holds work, what to check and how to book a hotel with crypto.8 min read
  18. SpendingHow to Pay for a VPN, Hosting and Domains with Crypto PrivatelyPay for a VPN with crypto directly or with a crypto-funded virtual card, and do the same for hosting and domains. Options, privacy trade-offs and setup steps.8 min read
  19. SecurityPrivate Online Payments: How Virtual Cards Limit What Merchants SeePrivate online payments start with knowing what merchants collect when you pay. How virtual card privacy works, what it can't hide and habits to share less.8 min read
  20. BasicsUSDT vs USDC: Which Stablecoin Is Better for Everyday Spending?USDT vs USDC compared for spending: issuers, reserves, networks, liquidity and card support. Learn which stablecoin is better for payments and when to switch.8 min read
  21. DepositsHow to Fund a Crypto Card from Binance, Coinbase, Kraken and Other ExchangesHow to fund a crypto card from Binance, Coinbase, Kraken or any exchange: create a deposit request, withdraw USDT on the right network and avoid mistakes.8 min read
  22. FeesCheapest Network to Send USDT and Crypto to Your Card: Fees ComparedThe cheapest network to send USDT or crypto to your card depends on gas, exchange fees and deposit size. Compare 10 assets for a low fee crypto deposit.8 min read
  23. SpendingFreelancer Crypto Card: How to Get Paid in USDT and Spend ItA freelancer crypto card lets you get paid in USDT by clients abroad and spend it online. Learn to invoice, receive and deposit stablecoins, plus tax basics.8 min read
  24. SpendingHow to Pay for ChatGPT, Claude and Other AI Tools with CryptoPay for ChatGPT with crypto through a virtual card for SaaS: fund it with USDT, add it at checkout and keep each AI and software subscription on its own card.7 min read
  25. BusinessVirtual Card for E-commerce and Dropshipping: Suppliers, Ads and AppsA virtual card for ecommerce and dropshipping puts suppliers, ad spend and store apps on separate cards. Learn how to set it up and fund it with crypto.8 min read
  26. BusinessVirtual Cards for Teams: Managing Employee and Project SpendVirtual cards for teams give each employee, project or vendor its own card and budget. Learn to set up employee spend cards, set limits and reconcile spend.8 min read
  27. BusinessVirtual Card API: How to Automate Card Issuance with CodeA virtual card API lets you issue, fund, freeze and close cards from your own code. See how the card issuing API works, with real endpoints and webhooks.9 min read
  28. SecurityCrypto Card Scams: How to Spot a Fake No-KYC Card and Protect Your FundsCrypto card scams use fake no-KYC card offers, cloned sites and fake support to steal deposits. Learn the red flags of a fake crypto card and how to stay safe.8 min read
  29. BasicsCrypto Card Glossary: 50+ Crypto Payment Terms ExplainedCrypto card glossary of 50+ crypto payment terms, from 3DS, BIN and KYC to ERC-20, MCC, seed phrase and authorization hold, each explained in plain English.10 min read
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